Nick Ramsay is the Founder and CEO of Circular, a subscription platform for electronics in APAC that enables businesses and consumers to access devices flexibly while reducing e-waste and promoting sustainability.

Before Circular, Nick was the Chief Product, Technology, and Operations Officer at MoneySmart Group, Southeast Asia’s leading personal finance platform. He also founded a proptech startup that was acquired by PropertyGuru, where he went on to serve as Head of Product. Nick has spent more than a decade in leadership roles across fintech and technology companies in Southeast Asia.

Nick holds an MEng from Imperial College London and an MBA from INSEAD.